These Terms of Use (“Terms”) govern your use of the BalanseMo mobile application (“BalanseMo”, the “app”). By downloading or using the app, you agree to these Terms. If you do not agree, please do not use the app.
1. About the app
BalanseMo is a simple, local-first tool for tracking customer balances, payments, and due dates. It stores your records on your own device and does not use a central server or account system. BalanseMo is a record-keeping tool only — it is not a bank, lender, payment processor, or financial or accounting service, and it does not provide financial or legal advice.
2. License to use
We grant you a personal, non-exclusive, non-transferable, revocable license to use BalanseMo for your own business or personal record-keeping, subject to these Terms. You agree not to copy, modify, reverse engineer, or resell the app except as permitted by law.
3. Free app & advertising
BalanseMo is free to use and is supported by a small, non-intrusive banner ad served through Google AdMob. We do not use pop-up, interstitial, or full-screen ads, and we do not show ads while you record a payment.
4. Your data & backups are your responsibility
Because BalanseMo is local-first, your data is stored on your device and we do not keep a copy. This means:
- You are responsible for the accuracy of the records you enter.
- If you lose, damage, or reset your device, or uninstall the app, without a backup, your data may be permanently lost.
- We strongly recommend creating regular Google Drive backups. You are responsible for maintaining your own backups.
5. Third-party services
BalanseMo uses Google services for optional backup (Google Drive) and for advertising (Google AdMob). Your use of those services is also subject to Google’s terms and policies. We are not responsible for the availability or performance of third-party services.
6. Acceptable use
You agree not to use BalanseMo to:
- Break any applicable law or regulation.
- Store or process data you are not authorized to handle.
- Harass, defraud, or harm others.
7. Disclaimer of warranties
BalanseMo is provided “as is” and “as available” without warranties of any kind, whether express or implied. We do not warrant that the app will be error-free, uninterrupted, or that it will meet your specific requirements.
8. Limitation of liability
To the maximum extent permitted by law, we will not be liable for any indirect, incidental, or consequential damages, or for any loss of data, profits, or business, arising from your use of or inability to use BalanseMo — including data loss resulting from a missing or failed backup.
9. Changes to the app or Terms
We may update, change, or discontinue features of the app, and we may revise these Terms from time to time. When we update these Terms, we will change the “Last updated” date above. Continued use of the app means you accept the updated Terms.
10. Governing law
These Terms are governed by the laws of the Republic of the Philippines, without regard to its conflict-of-law principles.
11. Contact us
Questions about these Terms? Contact us at support@dizonlabs.com.